USDA Loans are true 0% down loans, and don't have mortgage insurance! This reduces your monthly payment, allowing you to buy a little bit more home.
The DTI ratio on this is lower than FHA loans or even conventional loans, so lenders will show you comparisons with the USDA, FHA, and conventional options available just so you can make an informed decision.
All or parts of areas such as Aledo, Argyle, Azle, Bartonville, Celina, Copper Canyon, Crowley, Eagle Acres, Forney, Heath, Justin, Lakewood Village, Little Elm, Melissa, Midlothian, Newark, Northlake, Oak Leaf, Oak Point, Ovilla, Pecan Acres, Peden, Pelican Bay, Plover, Ponder, Princeton, Prosper, Red Oak, Rhome, Seagoville, Willow Park, and Wilmer are eligible!
There's actually a way to search specifically by address, so we will know before ever looking at a home if it's eligible for USDA
So if you're in the market to buy a home, Contact Me Today! I can help you get set up with mortgage and insurance people to make sure you're able to buy a home and have the best coverage.
Ready to buy? Schedule a phone call with me to get the process started!
Check out the Down Payment Assistance Programs available!
You can also get a copy of my Home Buyers Handbook when buying to learn about the process!