USDA Loans are true 0% down loans, and don't have mortgage insurance! This reduces your monthly payment, allowing you to buy a little bit more home.
The DTI ratio on this is lower than FHA loans or even conventional loans, so lenders will show you comparisons with the USDA, FHA, and conventional options available just so you can make an informed decision.
All or parts of areas such as Aledo, Argyle, Azle, Bartonville, Celina, Copper Canyon, Crowley, Eagle Acres, Forney, Heath, Justin, Lakewood Village, Little Elm, Melissa, Midlothian, Newark, Northlake, Oak Leaf, Oak Point, Ovilla, Pecan Acres, Peden, Pelican Bay, Plover, Ponder, Princeton, Prosper, Red Oak, Rhome, Seagoville, Willow Park, and Wilmer are eligible!
There's actually a way to…